Having a little fun...

Alimonia- (Latin) - nourishment

Americans have always been willing to pay any price for freedom. If you don’t believe it, look at the divorce statistics!

“The only thing a divorce proves is whose mother was right in the first place.”

“Those who are so perturbed over the present divorce rate evidently do not understand the law of supply and demand. There are more lawyers in this country than there are preachers.”

“The unhappiness of a wife with a good husband is much more devastating than the unhappiness of a wife with a bad husband.”
-D.H. Lawrence

“Love at first sight usually ends with divorce at first slight”

“The only good husbands stay bachelors; they’re too considerate to get married.”
-Finley Peter Dunne

“I don’t think I’ll get married again. I’ll just find a woman I don’t like and give her a house.”
-Lewis Grizzard

Event - Reducing Risk and Increasing Income in Today's Economy

Reducing Risk and Increasing Income in Today’s Economy: Non-Traditional Uses of Life Insurance and Annuities
Thursday, November 5, 2009 – 1 CPE credit
National Business Association
Life Insurance is an asset class. Mr. Zey will examine the uses of life insurance in estate and income distribution planning from liquidity, preservation, hedge, capital transfer (another asset class), how to pay large premiums, and gift tax issues. Mr. Zey will use real life examples and cases. This session will allow you to increase your knowledge and awareness of life insurance and its valuable estate and charitable planning uses.
LINK: http://www.cpalearn.com/catalog.asp?CategoryID=&ItemID=20090803-272095-154548

Life Insurance and Divorce

Couples facing divorce are consumed with difficult issues that lead to major changes in each spouse’s financial circumstances. Zey Insurance Group addresses various financial planning techniques as they relate to life insurance, annuities, trust arrangements, premium financing, life settlements, gift tax, pension plans, and insurable capacity that will benefit both parties during the challenging times in a divorce.



Roles of Life Insurance in Divorce Planning

• Estate liquidity and/or preservation of Support Payments
• Beneficiary and ownership designations in divorce
• Gift tax and transfer for value issues in title changing
• How much life insurance on support payer?
• Support payments guarantee
• Children Education Funding
• Estate Planning
• Life insurance on non-earning ex-spouse
• Income distribution strategies ( Annuity Straddles (over age 60)
• Annuity Payments to ex-spouseLife insurance –asset class?